American Express Pre Approval. If you're prequalified, American Express has performed a soft pull on your credit history and thinks you might qualify for its products. Most pre-qualified or pre-approval forms you fill out will not affect your credit score at all.

Well since american express is not a credit card you will need to have a clean credit and a good income.
Pre-approval, which can also be called prior authorization, preauthorization, or precertification, doesn't mean that your insurer is.
Can anyone get an American Express Platinum card? NerdWallet will find the best credit card that you pre-qualify for. Pre-approval does not mean guaranteed approval.
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