American Express Charge Card. Summing up: the American Express Platinum Charge Card. Is an American Express card right for you?

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If you take advantage of the softer benefits, such as concierge and insurance services. For greater prestige, recognition and service. For example, most of the lucrative Chase and Citi cards are credit cards, while Amex has a good mix of lucrative.

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And, contrary to popular opinion, you don't need spotless credit to get approved for the basic American Express Green Card (but you will. American Express made its name with charge cards that were as much status symbols as payment cards. American Express has many great cards, and I typically have at least five of their products at any given time.

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